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How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ontario
When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include. Some common conditions deal with home evaluations, the sale of another home, or insurance coverage. But potentially the most crucial condition deals with…
Bank Of Canada Rate Update July 14, 2021
Bank of Canada maintains policy rate and forward guidance, adjusts quantitative easing program The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The Bank is maintaining its extraordinary forward guidance…
Risks of Putting Down a Firm Offer with a Pre-Approval Ontario
Risks of Putting Down a Firm Offer with a Pre-Approval Today, the real estate market is competitive and homebuyers need all the help they can get to secure their home at the right price. Once you find the right property, presenting a compelling offer might be the difference in getting your dream home. However, it…
Low Rates in Ontario Helping Buyers Pay Off Their Mortgages at Record Pace
Home prices may be astronomical in certain parts of the country, but historically low mortgage rates are allowing borrowers to pay off their mortgages faster than ever. At today’s average rates, 61% of a new homebuyer’s very first mortgage payment is going towards principal repayment, according to data from Edge Realty Analytics. In the early…
Buying Land To Build A Home in Ontario
If you’ve been dreaming of escaping your unruly neighbors, the hubbub of the city, or the restrictions of your homeowners’ association, then buying land to build a home is your best choice. However, purchasing land isn’t a decision to be taken lightly as it requires thorough research and due diligence. Here are some tips if…
Bank Of Canada Rate Update June 9, 2021
Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, continues quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The Bank…
Your House-Closing Timeline: A Step-By-Step Guide | Ontario
The process of buying a house can be quite exciting. However, the process is laborious, and it can also be nerve-wracking, especially if you do not know what to expect at what stage. The process is long, and it involves multiple steps that have to be followed before closing a deal. In real estate, closing…
Home Selling Season is Around the Corner: Tips to Get Ready
Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their children’s school year. A home sold in April, may have a closing date in June that coincides with their child’s…
Should You Pay Off Your Mortgage Early?
It’s a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will explore some of the reasons you may want to hold off on that final payoff amount. Other Debts If…
Customer Reviews
I partner with mortgage lenders who share my beliefs that applying for a mortgage or financing should be fast, simple, and secure.
Luis Ortega
20-05-23
Michelle is such an incredible person to deal with! Her and her team are just wonderful. Michelle was very responsive and smart. She provided myself and my husband with solutions that would benefit us the most currently and for our future plans.
Jane Smith
22-06-23
Michelle is truly a pleasure to work with! Her team and she are simply outstanding. She was always quick to respond and highly intelligent. Both my husband and I were offered solutions by her that were optimal for our present and future goals.
Paul Do
01-08-22
Working with Michelle has been an amazing experience! She and her team are top-notch. Always attentive and sharp, Michelle gave my husband and me the best solutions for our immediate needs and long-term aspirations.