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How to Know if it’s Time to Refinance
According to mortgage advisors, mortgage refinancing is one of the ways to make and save money from your home loan. When done right mortgage refinancing benefits homeowners in several ways, including reduced monthly payments and better mortgage rates True to fact, refinancing helps to save money. However, it needs to be done for the right…
Bank Of Canada Rate Update Oct 27, 2021
Bank of Canada maintains policy rate and forward guidance, ends quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The Bank’s extraordinary forward guidance on the path for…
Five Great Benefits of Owning an Investment Property
Maybe you have considered investing in real estate but aren’t sure if it’s the right move for you. There are several benefits to an investment property, from the pride of ownership to the monetary boons and financial security. Choosing the right property will not only help build your credit and equity but can provide a…
What Is Home Equity and How Can I Build It?
Home equity is an essential asset for creating wealth and income. Learn how home equity is calculated, why it’s important, and five steps you can take to build it. As you make monthly mortgage payments, you accumulate home equity. This is a powerful real estate investment that represents the portion of your home that you…
How to Handle a Low-Ball Offer in Real Estate | Home Selling Advice
How to negotiate and handle low-ball offers on your real estate property in a buyer’s market without compromising the value or worth of the sale. Would you know what to do if someone offered you a lowball price for your rest estate investment? It can be pretty frustrating at first to receive lowball offers for…
Bank Of Canada Rate Update Sept 8, 2021
Bank of Canada maintains policy rate, continues forward guidance and current pace of quantitative easing The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The Bank is maintaining its extraordinary…
What are credit scores and how are they important?
A credit score is a number that shows how likely you are to pay or default on credit. It ranges from 300 to 850; the higher the number, the more creditworthy lenders deem you. Your credit history determines your credit score. In turn, your credit score affects various aspects of your financial life. Read on…
Getting a Mortgage as a Student
Purchasing a home is most likely one of the most sizable purchases most of us will ever make, and finally, buying a home is a dream come true for most. For students, it may seem like this dream is forever out of reach. Especially with the added burden of paying for college and student loan…
What Happens if You Lose Your Job Before Closing?
A job loss a few days or weeks prior to closing your home purchase can be distressing; especially when you have no alternative source of income. Getting a new job can ease the situation, but it’s not guaranteed that your mortgage provider will award you a mortgage loan when you are on probation at the…
Customer Reviews
I partner with mortgage lenders who share my beliefs that applying for a mortgage or financing should be fast, simple, and secure.
Luis Ortega
20-05-23
Michelle is such an incredible person to deal with! Her and her team are just wonderful. Michelle was very responsive and smart. She provided myself and my husband with solutions that would benefit us the most currently and for our future plans.
Jane Smith
22-06-23
Michelle is truly a pleasure to work with! Her team and she are simply outstanding. She was always quick to respond and highly intelligent. Both my husband and I were offered solutions by her that were optimal for our present and future goals.
Paul Do
01-08-22
Working with Michelle has been an amazing experience! She and her team are top-notch. Always attentive and sharp, Michelle gave my husband and me the best solutions for our immediate needs and long-term aspirations.