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Bank Of Canada Rate Update March 2, 2022
Bank of Canada Increases Policy Interest Rate The Bank of Canada today increased its target for the overnight rate to ½ %, with the Bank Rate at ¾ % and the deposit rate at ½ %. The Bank is continuing its reinvestment phase, keeping its overall holdings of Government of Canada bonds on its balance…
Can Housing Upgrades Affect Your Insurance?
Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renovation. Home renovations are trendy right now due to the infusion of popular DIY renovation television shows. Still, housing upgrades involve a certain level of liability that can affect your home insurance.…
Rent to Own Homes vs. Mortgage: How Do They Work?
If you’re hoping to achieve your dreams of homeownership, rent-to-own and mortgage are two options to consider. Here is everything you need to know about these unique approaches to home ownership. Have you decided to be a homeowner? The first step is to determine whether you are qualified for the mortgage. However, if your credit…
Bank Of Canada Rate Update January 26, 2022
Bank of Canada maintains policy rate, removes exceptional forward guidance The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ %, with the Bank Rate at ½ % and the deposit rate at ¼ %. With overall economic slack now absorbed, the Bank has removed its…
Top 10 Questions to Ask Your Mortgage Broker in Ontario
Top 10 Questions to Ask Your Mortgage Broker The mortgage world can sometimes be difficult to navigate when buying a home. However, an experienced Mortgage Broker can help walk you through the process. Before settling on a Mortgage Broker, there are questions that you should ask. Explained below are the top 10 questions you should…
How Much of A Mortgage Can You Afford?
How Much of a Mortgage Can You Afford? Mortgage Application: How Much of A Mortgage Can You Afford? The mortgage application process involves a buyer’s due diligence in calculating how much mortgage they can afford. Mortgage affordability depends on several factors that lenders use at their discretion to determine if and how much they can…
Prequalification and Pre-Approval—What is the Difference? Home Buying in Ontario
What is the Difference Between Pre-Qualification and Pre-Approval? Prequalification and Pre-Approval-What is the Difference? Prequalification is a basic review of the borrower’s information to determine their creditworthiness. Pre-approval is an in-depth review of the borrower’s financial situation and credit score to determine the mortgage application’s status. While both terms sound almost similar, pre-approval often puts…
Bank Of Canada Rate Update December 9, 2021
Bank of Canada maintains policy rate and forward guidance The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The Bank’s extraordinary forward guidance on the path for the overnight rate…
What to do if You Are Denied a Mortgage
Main reasons Why your mortgage application is Denied and What to do If Mortgage lenders reject Yours Mortgage lenders often reject loan application requests for many reasons. Fortunately, you should not give up hope -you have options to improve your credit score, reapply and get your mortgage application approved. Nobody loves getting the news that…
Customer Reviews
I partner with mortgage lenders who share my beliefs that applying for a mortgage or financing should be fast, simple, and secure.
Luis Ortega
20-05-23
Michelle is such an incredible person to deal with! Her and her team are just wonderful. Michelle was very responsive and smart. She provided myself and my husband with solutions that would benefit us the most currently and for our future plans.
Jane Smith
22-06-23
Michelle is truly a pleasure to work with! Her team and she are simply outstanding. She was always quick to respond and highly intelligent. Both my husband and I were offered solutions by her that were optimal for our present and future goals.
Paul Do
01-08-22
Working with Michelle has been an amazing experience! She and her team are top-notch. Always attentive and sharp, Michelle gave my husband and me the best solutions for our immediate needs and long-term aspirations.