Author: Cognitive Capital
5 Negotiation Secrets Smart Buyers Use to Get Better Deals
Being a buyer in today’s real estate market can be challenging. The market is very competitive right now, making the average buyer feel like it is impossible to secure a good deal. Luckily, some tricks can help you make an intelligent deal so you can achieve your dream of ownership. Most areas are experiencing what…
Bank Of Canada Rate Update June 1, 2022
Bank of Canada increases policy interest rate by 50 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 1½%, with the Bank Rate at 1¾% and the deposit rate at 1½%. The Bank is also continuing its policy of quantitative tightening (QT). Inflation globally and in…
How a Mortgage Pre-Approval Can Protect You from Rising Rates
With interest rates rising, it’s important to lock in a lower rate as soon as possible. You can do this with the right home mortgage pre-approval. Find out how! Do you plan on searching for and buying a home in the coming months? With rising interest rates, you may decide to move forward with your…
Home-Buying 101: A Guide to Purchasing Your First Home
Home-Buying 101: A Guide to Purchasing Your First Home Buying a home involves a lot of complex steps, but by doing your homework ahead of time, you can boost your know-how and have more confidence in your decision. Like any other significant financial investment, purchasing your first home is an exciting but challenging task. You…
Bank Of Canada Rate Update April 13, 2022
Bank of Canada increases policy interest rate by 50 basis points, begins quantitative tightening The Bank of Canada today increased its target for the overnight rate to 1%, with the Bank Rate at 1¼% and the deposit rate at 1%. The Bank is also ending reinvestment and will begin quantitative tightening (QT), effective April 25.…
5 Benefits of an Investment Property
5 Benefits of an Investment Property Building a strong real estate portfolio is a great way to create passive income now and a strong investment portfolio for later. If you are looking at building your investment portfolio, real estate can be a powerful tool that brings passive income and tax breaks to the table. However,…
Tips for Picking the Right Home to Flip
Guide to Choosing a House to Flip for Maximum Profit Not every property will make a promising flip. Here is everything you need to know to maximize your profits from the very start while minimizing the risk factors. House to flip, house flippers Flipping houses is a real estate investment that is majorly rewarding but…
How is a Private Mortgage Different Than a Traditional Bank Mortgage
Understanding the difference between private mortgages and traditional bank mortgages can help you make the best decision for financing a new home. Each option provides the money to secure real estate, however, they are structured and processed very differently. In general, private lenders are more flexible and responsive, although they may charge a higher interest…
Bank Of Canada Rate Update March 2, 2022
Bank of Canada Increases Policy Interest Rate The Bank of Canada today increased its target for the overnight rate to ½ %, with the Bank Rate at ¾ % and the deposit rate at ½ %. The Bank is continuing its reinvestment phase, keeping its overall holdings of Government of Canada bonds on its balance…
Can Housing Upgrades Affect Your Insurance?
Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renovation. Home renovations are trendy right now due to the infusion of popular DIY renovation television shows. Still, housing upgrades involve a certain level of liability that can affect your home insurance.…